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Abstract

Global crisis in 2008, there was a proud in economic development,
because informal sector oppositely grow rapidly. Data from Statistic bureau
mention  that the increasing grew faster,  became 47,7 million in 2007
period. The problem was financing. BMT Mu@malat as the one of non
banking financial institution is under hierarchy of Kota Semarang
Cooperation Department, it was stated under Wahid Hasyim University
area. The research was meant to know about contribution of credit
assessment to brutto income and what’s the influence factor after this. The
respondent was  Marginal Sector client. Result from this was the assessment
of BMT Mu@malat gave contribution of brutto income of  9,07 % per
month, function and the existence was needed to support of people
economy.

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